MNP Debt Blog

Credit today is more accessible than ever. On top of that are endless advertising and marketing initiatives that would have us believe lenders are our friends – here to help us out in a pinch.

Each quarter, we partner with Ipsos to survey more than 2,000 Canadians, gauging their thoughts, feelings, concerns and opinions about debt.

You’re a good, honest person. You know you should pay your debts. You want to pay your debts. But you can’t.

Nobody enjoys being delinquent on their bills. But unfortunately, it’s not always possible to make ends meet.

If you were to make a list of things you enjoy doing in your free time, it’s safe to assume budgeting likely wouldn’t rank in your top 10.

Which word is more cringeworthy to you, budget or diet? Sadly, for many of us, we view those words with the same disdain.

One of the worst parts of having debt problems is dealing with the multiple phone calls from creditors and collection agencies looking for payment.

Your credit cards are adding up. Add to that several other loans and lines of credit, and the complex juggling act of making your minimum payments can seem like a full-time job.

​​​It's a piece of wisdom as old as time – money and relationships rarely mix.

It may not buy happiness, but there are few situations more stressful than not having money when you need it.